Guaranty Federal Can Help With All Of Your Mortgage Needs
A Mortgage Broker You Can Trust
A Personalized Plan
When you’re looking to buy a house, you need more than just a mortgage. You need a plan for your life. At Guaranty Federal, we’ll take the time to sit down with you to evaluate your credit history and financial standing to come up with a mortgage that works for you and your budget.
Whether you’re buying or refinancing a property, it’s critical to get the very best mortgage loan available. The terms of
your loan and your interest rate will play major roles in both your current and future financial pictures, so it’s important to work with a mortgage broker you can trust.
With 34 years of experience in the mortgage business, we have the expertise to connect buyers with the right financing. We’re able to walk you through the mortgage loan process, explain the best options for your circumstances, and help you secure the most favorable rate and the best possible terms – all at no cost to you. Call us today.
"For nearly 15 years, I have come back to you and your staff time and time again for my mortgage financing needs. You have unparalleled customer service and deep industry knowledge that each time helped me not only get the best rate, but the best mortgage product to fit my needs and the economic conditions of the times. You'd be hard pressed to find a bank or online mortgage provider that can match Guaranty Federal in any way."
David Rocha - Simsbury, CT
Get To Know Us
Growing up in a family of seven children and the son of successful hardworking parents, I understand the value of hard work and dedication. A graduate of SUNY Cortland with a degree in Economics and Marketing, I have been a highly successful mortgage loan originator for more than 40 years, and am licensed in the states of Connecticut and Florida.
I use my extensive knowledge in residential mortgage lending to help people who have one common interest: becoming a homeowner. I also help individuals and families secure refinancing opportunities to lower their monthly payments or consolidate debt. An important part of my business is to educate my clients throughout the mortgage process so they can make informed decisions.
I take great pride in providing exceptional customer service, consistent communication, and strong attention to detail, and in ensuring a positive experience for all parties involved in a transaction – buyers, sellers, real estate agents, and closing agents.
Why Hire A Mortgage Broker?
Why Hire A Mortgage Broker?
In the volatile home-lending market, mortgage brokers offer clients security, safety, and peace of mind. We serve as safeguards, acting as a liaison between the title and escrow companies, real estate agent, lender, appraiser, credit agency, underwriters, processors, attorneys, and any other entities that may affect your purchase.
As mortgage brokers, we also:
Explain the loan process, from application to closing
Provide you with a loan estimate that includes all costs and fees
Explain all documents of the loan application
Review your financing program options
Inform you in writing of lock-in options
Explain the disbursement of all loan proceeds
Communicate with you throughout the process in a timely way
Coordinate the final closing of your transaction
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