A Personalized Plan
When you’re looking to buy a house, you need more than just a mortgage. You need a plan for your life. At Guaranty Federal, we’ll take the time to sit down with you to evaluate your credit history and financial standing to come up with a mortgage that works for you and your budget.
Whether you’re buying or refinancing a property, it’s critical to get the very best mortgage loan available. The terms of your loan and your interest rate will play major roles in both your current and future financial pictures, so it’s important to work with a lender you can trust.
With 30 years of experience in the mortgage business, we have the expertise to connect buyers with the right financing. We’re able to walk you through the mortgage loan process, explain the best options for your circumstances, and help you secure the most favorable rate and the best possible terms – all at no cost to you. Call us today.
Testimonials
Get To Know Us
Mike Diot
Growing up in a family of seven children and the son of successful hardworking parents, I understand the value of hard work and dedication. A graduate of SUNY Cortland with a degree in Economics and Marketing, I have been a highly successful mortgage loan originator for more than 36 years, and am licensed in the states of Connecticut and Florida.
I use my extensive knowledge in residential mortgage lending to help people who have one common interest: becoming a homeowner. I also help individuals and families secure refinancing opportunities to lower their monthly payments or consolidate debt. An important part of my business is to educate my clients throughout the mortgage process so they can make informed decisions.
I take great pride in providing exceptional customer service, consistent communication, and strong attention to detail, and in ensuring a positive experience for all parties involved in a transaction – buyers, sellers, real estate agents, and closing agents.
Jeff Chervenak
Jeff Chervenak
I got my start as a mortgage professional in 1981. After working for a major New York bank, I co-founded Guaranty Federal in 1989.
In my nearly 40 years in the business, I have closed literally thousands of mortgages, and am a member of the Connecticut Mortgage Brokers Association (CMBA) and the National Association of Mortgage Brokers (NAMB). I am licensed in Connecticut.
As both a Certified Mortgage Planning Specialist and a Certified Divorce Planning Professional, “I like to say, ‘People need more than a mortgage; they need a plan.’ So many people’s mortgages work at cross-purposes with their financial and personal goals and plans. Don’t let it happen to you.”
I am a national driving instructor for the Porsche Club of North America and have raced extensively across the country. I live in Bloomfield with my wife, Dr. Dori Gatter, a psychotherapist in private practice in West Hartford.
See What Our Clients Say:
Why Hire A Mortgage Broker?
Why Hire A Mortgage Broker?
In the volatile home-lending market, mortgage brokers offer clients security, safety, and peace of mind. We serve as safeguards, acting as a liaison between the title and escrow companies, real estate agent, lender, appraiser, credit agency, underwriters, processors, attorneys, and any other entities that may affect your purchase.
As mortgage brokers, we also:
• Explain the loan process, from application to closing
• Provide you with a good faith estimate of all costs and fees
• Explain all documents of the loan application
• Review your financing program options
• Inform you in writing of lock-in options
• Explain the disbursement of all loan proceeds
• Communicate with you throughout the process in a timely way
• Coordinate the final closing of your transaction
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Get In Touch
11 Timberwood Road, West Hartford, CT 06117
Jeff Chervenak CMPS
NMLS Originator ID: 33442
NMLS Co. ID: 2624
o: (860) 216-3557
c: (860) 989-1683
Michael D. Diot
NMLS Originator ID: 24454
NMLS Co. ID: 2624
o: (860) 216-3557
c: (860) 463-6511
